HOMEOWNER FINANCING
Win More Work With Project Financing
Your clients’ cash on hand shouldn’t limit what’s possible. That’s why we’ve partnered with some of the industry's leading lenders to empower your sales process with simple, flexible home improvement financing.
Close More Projects
Close 37% more business by helping clients boost their buying power.¹
Unlock Upsells
Increase project size by 25% by putting upgrades within budget.¹
Fast-Track Funding
Help clients move forward faster and receive funds in as few as 5 days.²
¹Average based on pros offering financing through Houzz Pro.
²5-day funding possible, but not guaranteed, with a HELOC from Figure, subject to client application.
Hassle-Free, for You and Your Clients.
Hassle-Free, for You and Your Clients.
No Fees For You
CLIENT FINANCING
Three Names, Endless Profit Possibilities.
Recipient of Funds
Funds are sent directly to your client, who is responsible for paying you
Funds are sent directly to you for faster financing
Funds are sent directly to you for faster financing
Who Can Offer
All US pros, no signup needed
Only US contractors, must be approved by GreenSky
All US pros accepting online payments through Houzz Pro, no signup needed
Loan Amount
Up to $750,000
Up to $100,000
Up to $30,000
Loan Type
HELOC
Home Improvement Loan
Buy Now, Pay Later
Term Length
5 to 30 years
Deferred interest available
3 to 36 months
Interest Rate
Fixed
Fixed
Fixed
How It Works
Clients leverage their home’s current value with a home equity line of credit
Clients borrow hassle-free funds from the industry’s leading lender
Clients pay for their project over time while you get funded in full upfront
BUSINESS FINANCING
Houzz Pro Capital: Simple Loans, Built to Scale.
Why let clients have all the funds? Get the financing you need for the growth you want with Houzz Pro Capital—our quick, flexible business loan program powered by Stripe Capital.*
*Loans are issued by Celtic Bank and powered by Stripe. All loans subject to credit approval. Eligibility based on payment history with Houzz Pro.
FIGURE
Turn Their Home Equity Into Your Project Budget
Figure’s HELOC (home equity line of credit) gives clients a revolving line of credit they can easily pull from and repay as needed—all backed by the value of their home.
- Available credit limits up to $750,000
- 100% online—no in-home appraisals necessary
- Approvals in a few as 5 minutes, funds in as few as 5 days
- Client receives full lump sum upfront and pays you directly
GREENSKY
Move Projects Forward With More Flexibility
GreenSky offers renovation-ready homeowners more buying power to get the results they really want through simple, flexible, custom home remodeling financing.
- Available loan amounts up to $100,000
- Paperless applications with decisions in seconds
- Deferred interest plans and fixed rates available
- Get funded directly as you hit project milestones
AFFIRM
Clients Pay Over Time. You Get Funds Upfront.
Affirm affords your clients the convenience of splitting up and spreading out their project totals into predictable monthly payments—all while you get funded in full upfront.
- Available loan amounts up to $30,000
- Checking rates won’t impact your clients’ credit scores
- No late fees, no hidden fees, no compounding interest
- Get funds in full directly while clients pay in installments
Project Financing Features
See all the main features of Houzz Pro Project Financing
Offer homeowner financing
Provide financing options to clients directly through Houzz Pro to help fund projects
Multiple financing providers
Homeowners can explore financing offers from providers such as Intuit Credit Karma, Figure, and GreenSky
Loan options for home projects
Offer financing options such as home improvement loans or lines of credit depending on provider
Financing shown in client documents
Financing options are automatically included in client-facing estimates and proposals
Simple application process
Homeowners can view and apply for financing directly within Houzz Pro workflows
Flexible repayment options
Financing providers offer repayment plans based on the homeowner’s selected loan terms
Fast financing approvals
Financing providers offer quick approval processes to help projects move forward sooner
Access to higher project budgets
Financing allows homeowners to increase project scope based on available credit
No cost to professionals
Financing is offered with no setup or ongoing cost for pros
Get paid on your schedule
Pros receive payments based on their existing estimate or proposal schedule
Win more and larger projects
Offering financing helps clients move forward and can increase project size
Integrated with estimates & proposals
Financing is connected to estimates, proposals, and invoices within Houzz Pro
Financial Hub integration
Financing is part of Houzz Pro’s Financial Hub alongside payments and budgeting tools
Why Go With Houzz Pro?
Why Go With Houzz Pro?
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