--- title: "Win More Work With Project Financing" url: "https://pro.houzz.com/for-pros/feature-homeowner-financing" datePublished: "2026-09-15T05:41:48+0000" --- HOMEOWNER FINANCING # Win More Work With Project Financing Your clients’ cash on hand shouldn’t limit what’s possible. That’s why we’ve partnered with some of the industry's leading lenders to empower your sales process with simple, flexible home improvement financing. ## Close More Projects Close 37% more business by helping clients boost their buying power.¹ ## Unlock Upsells Increase project size by 25% by putting upgrades within budget.¹ ## Fast-Track Funding Help clients move forward faster and receive funds in as few as 5 days.² ¹Average based on pros offering financing through Houzz Pro. ²5-day funding possible, but not guaranteed, with a HELOC from Figure, subject to client application. ## Hassle-Free, for You and Your Clients. ### No Fees For You For Figure you’ll never pay merchant or referral fees, so your bottom line stays right where it’s at. ### No Hard Credit Checks Client worried about their credit? All our contractor financing partners use soft credit inquiries when clients apply for zero upfront risk to their credit score. ### No Complex Steps Toggle payment options on or off for individual [Estimates](https://pro.houzz.com/for-pros/feature-estimates) and [Invoices](https://pro.houzz.com/for-pros/feature-invoices) to let clients explore funding privately and 100% online—only when you say. ### No-Brainer Sales Tool The numbers are in and home remodeling financing is more in demand than you might think. That means offering it is about as low-effort, high-reward as it gets. CLIENT FINANCING ## Three Names, Endless Profit Possibilities. | Figure | GreenSky | Affirm | | --- | --- | --- | | Funds are sent directly to your client, who is responsible for paying you | Funds are sent directly to you for faster financing | Funds are sent directly to you for faster financing | | All US pros, no signup needed | Only US builders and remodelers, must be approved by GreenSky | All US pros accepting online payments through Houzz Pro, no signup needed | | Up to $750,000 | Up to $100,000 | Up to $30,000 | | HELOC | Home Improvement Loan | Buy Now, Pay Later | | 5 to 30 years | Deferred interest available | 3 to 36 months | | Fixed | Fixed | Fixed | | Clients leverage their home’s current value with a home equity line of credit | Clients borrow hassle-free funds from one of the industry’s leading lenders | Clients pay for their project over time while you get funded in full upfront | BUSINESS FINANCING ## Houzz Pro Capital: Simple Loans, Built to Scale. Why let clients have all the funds? Get the financing you need for the growth you want with Houzz Pro Capital—our quick, flexible business loan program powered by Stripe Capital.\* [Get Started](https://www.houzz.com/houzz-pro/pricing) _\*Loans are issued by Celtic Bank and powered by Stripe. All loans subject to credit approval. Eligibility based on payment history with Houzz Pro._ FIGURE ## Turn Their Home Equity Into Your Project Budget Figure’s HELOC (home equity line of credit) gives clients a revolving line of credit they can easily pull from and repay as needed—all backed by the value of their home. - Available credit limits up to $750,000 - 100% online—no in-home appraisals necessary - Approvals in a few as 5 minutes, funds in as few as 5 days - Client receives full lump sum upfront and pays you directly [Get Started](https://www.houzz.com/houzz-pro/pricing) GREENSKY ## Move Projects Forward With More Flexibility GreenSky offers renovation-ready homeowners more buying power to get the results they really want through simple, flexible, custom home remodeling financing. - Available loan amounts up to $100,000 - Paperless applications with decisions in seconds - Deferred interest plans and fixed rates available - Get funded directly as you hit project milestones [Get Started](https://www.houzz.com/houzz-pro/pricing) AFFIRM ## Clients Pay Over Time. You Get Funds Upfront. Affirm affords your clients the convenience of splitting up and spreading out their project totals into predictable monthly payments—all while you get funded in full upfront. - Available loan amounts up to $30,000 - Checking rates won’t impact your clients’ credit scores - No late fees, no hidden fees, no compounding interest - Get funds in full directly while clients pay in installments [Get Started](https://www.houzz.com/houzz-pro/pricing) ## Take Our Word for It (And Theirs) Hear from real home construction and design professionals who've used Houzz Pro to better their business. [From $3M to $6M: How Citizen Builders Doubled Revenue with Houzz Pro](/for-pros/citizen-builders-case-study) [Seattle Remodeler Keeps Team and 30+ Subs in Sync and 2X’d Project Capacity with Houzz Pro](/for-pros/handyman-rescue-team) [From $400K to $2.5M: How H&L Design Build Scaled Fast with Houzz Pro](/for-pros/hldesignbuild) > “We’re able to win the job because we have the ability for them to apply for financing. It’s quick, easy and efficient.” > > Gene Rutzler | Iconic Build and Design ## Help Yourself to On-Demand Answers Get to know our best-in-class software through curated video tutorials, how-to walkthroughs, and beyond. [The top 8 exterior trends defining curb appeal in 2026](https://pro.houzz.com/pro-learn/blog/the-top-exterior-trends-defining-curb-appeal-in-2026) [The 5 stages of a remodel: Keys to a successful project](https://pro.houzz.com/pro-learn/blog/the-5-stages-of-a-remodel) [Takeoffs Keyboard Shortcuts](https://pro.houzz.com/pro-help/r/keyboard-shortcuts) ## Project Financing Features See all the main features of Houzz Pro Project Financing | Feature | Description | | --- | --- | | **Financing Access** | | | Offer homeowner financing | Provide financing options to clients directly through Houzz Pro to help fund projects | | Multiple financing providers | Homeowners can explore financing offers from providers such as Intuit Credit Karma, Figure, and GreenSky | | Loan options for home projects | Offer financing options such as home improvement loans or lines of credit depending on provider | | **Client Experience** | | | Financing shown in client documents | Financing options are automatically included in client-facing estimates and proposals | | Simple application process | Homeowners can view and apply for financing directly within Houzz Pro workflows | | Flexible repayment options | Financing providers offer repayment plans based on the homeowner’s selected loan terms | | **Approvals & Funding** | | | Fast financing approvals | Financing providers offer quick approval processes to help projects move forward sooner | | Access to higher project budgets | Financing allows homeowners to increase project scope based on available credit | | **Business Benefits** | | | No cost to professionals | Financing is offered with no setup or ongoing cost for pros | | Get paid on your schedule | Pros receive payments based on their existing estimate or proposal schedule | | Win more and larger projects | Offering financing helps clients move forward and can increase project size | | **Workflow Integration** | | | Integrated with estimates & proposals | Financing is connected to estimates, proposals, and invoices within Houzz Pro | | Financial Hub integration | Financing is part of Houzz Pro’s Financial Hub alongside payments and budgeting tools | ## Why Go With Houzz Pro? ### All-In-One AI Platform We’re proud to offer the only true all-in-one, AI-powered software solution for every side of your business—combining best-in-class planning, project management, financial, and marketing tools. ### Tailored to Your Trade Built specifically for home building, remodeling, and design professionals, we’re always improving our features based on feedback—making our do-it-all software the perfect toolkit for your type of work. ### Largest Online Community Houzz has been a trusted remodeling resource for over a decade—garnering a global community of over 65 million homeowners and design enthusiasts, and over 3 million home remodeling and design professionals. READY TO TRY? ## Get a Free Demo For questions, give us a call at (888) 372-2851. [Try Houzz Pro](https://www.houzz.com/houzz-pro/schedule-demo?utm_campaign=7015c000001NeVVAA0&utm_source=SEO&sourceCommandName=HouzzProCMSLanding)